The Reasons Why Insurance Is So Important
Many people hesitate to have insurance. One of them might be you, who are reading this article. The reason also vary from those who don’t believe it could be the claim, fearing the money lost, complicated care claim and feel is not needed, do not care and many other reasons. And the reason it is not true. In fact this claim is easy, not complicated and the procedure is quite simple.
Now, the question is now whether the insurance is important or not? Whether you need insurance or not? If you think you have dependents, have a debt, and don’t have enough money or assets, then the answer is: Insurance is important and you need insurance, why?
When we have dependents, such as wife, child, parent, brother or anyone who is financially dependent on us, then we must ensure that if something bad happened to us then the people we leave behind will not be in the trouble for continuing life.
For example: suppose you were a head of household, your main breadwinner and the wife does not work, and already blessed with a child who was a child, and for the cost of their education later on you have a disciplined savings in the bank every month. Suddenly and unexpectedly you suffer a critical illness and finally had to stop working, or worse you die. What will happen to your baby? It is clearly annoying because his education in the future is now a guaranteed by you. Who will save money in the bank to prepare the studies? That’s just in education, not to mention the cost of living in a family that now must depend on the wife alone. What happened to your wife when your wife is not working? Forced to work and working even harder because they have dependents, both to prepare the child’s education or for filling daily needs.
When has debt, ex a car or home loans or even loans for your business, should we have to have? Sorry if the word had to move the world (read: dead), then who should pay the debt dong? If you’ve married a wife who later pursued debt collectors, if still single, then our parents are being chased, even terrorized. How poor his spouse and your parents?
For me personally, as a husband and have a baby, insurance becomes a very important thing for me. Why?
1. Since I do not want if something happens to me, my wife became troublesome, have to work even harder and could not enjoy life as it is today. And of course for his life style did not decline, can still indulge him self.
2. Since I do not want the child’s education plan so mess up and finally he could only get a mediocre education for reasons of economic limitations, happy family.
3. Because I want the days of my parents and wife can become RICH and PROSPER.
4. Since I have not got enough money and assets that can generate passive income that can be used by wives and children to meet their daily needs and for other needs.
So, do not ever look down upon this insurance problem. So you’re building a harmonious family, Rich, Happy and Prosperous obligatory insurance accounts.
